Trampolines and home insurance: what actually happens to your policy
Some insurers won't cover a home with a trampoline. Others will, with conditions. Here's how to find out which one you're dealing with before you buy.
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Home insurance guides
The things that make home insurance complicated
An older roof, knob-and-tube wiring, a pool, a trampoline, a dog. Each of these changes how insurers look at your home — and none of them is explained well anywhere. These guides cover what actually happens, in plain English.
Knob-and-tube and aluminium wiring: getting home insurance on an older electrical system
Two wiring types cause more home insurance declines than almost anything else. Both are fixable, and partial fixes are often accepted.
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Roof age and home insurance: why it decides more than you'd expect
Roof age has become one of the sharpest dividing lines in home insurance. The bigger issue often isn't the premium — it's how a claim gets paid.
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Dogs, breed restrictions and home insurance liability
Dog bite claims are among the largest liability payouts in home insurance. Insurers respond in ways that vary enormously — including by which state you're in.
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Swimming pools and home insurance: fencing, liability and what changes
A pool is the original attractive nuisance. Fencing isn't just a safety measure — for many insurers it's a condition of cover.
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Claims history and home insurance: the CLUE report, and why past claims follow the house
Your claims history is held in a report most homeowners have never heard of — and it follows the property, not just the person who filed.
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Rebuild cost vs market value: why your dwelling coverage doesn't match what you paid
The most common confusion in home insurance: your coverage figure isn't your purchase price, and it isn't your Zestimate either.
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When to switch home insurance — and whether you can cancel mid-policy
Most people assume they're locked in until renewal. You generally aren't — and unused premium is usually refunded.
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Start with your ZIP code →These guides are general information about how home insurance underwriting works in the United States. They are not insurance advice and do not describe the terms of any particular policy or insurer. Requirements vary by insurer and by state.